Tuesday, July 31, 2012

Determination is omnipotent

This is to congratulate the class for coming in full force to attend the class right after the onslaught of an LPA (or typhoon Gener) There was brown out Sunday evening until the wee hours of Monday.

The guys were undeterrred.

They came in just like the postmen  - "Neither rain, sleet or snow..." will dampen their enthusiasm and passion to learn.

Thats the stuff entrepreneurs are made.  That is entrepreneurship, self dev in action.

Congratulations.

Fwd: In this economy everybody ought to have one...

Selling a dead man's book.

You can make it a good income generating sideline.  This is suggested livelihood strategy in the US.  Ebook growth is predicted to be huge.

---------- Forwarded message ----------
From: Getting Rich With eBooks 3.0 <support@vicjohnson.com>
Date: Sun, Jul 29, 2012 at 4:47 PM



Their own ebook that is.

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http://ezee.info/ebook-profits

I gave you the proven blueprint for success in
the eBook you recently downloaded, "How I
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As always, thanks for supporting our site :-)

Vic Johnson

P.S. Just a fair warning that this information video
has a very short life (I explain why in the video).
So check it out now while you can:
http://ezee.info/ebook-profits














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Inspirational video by Rhea G. Jardin



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Inspirational Video by Catherine Chua

Hi sir here is my inspirational video link, tnx. 

http://www.youtube.com/watch?v=q4uq6G_RPGI&feature=youtu.be

She likes to travel;   she is a successful entrepreneur in her own right.



 


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Inspirational Video by Daniel Berroya


Hi mako and lloyd,
Here is my video link. 

Regards,
Nyel
Dalisay Sweets / CBY Foods


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Inspirational Video by Marta Fretheim

Hi,

Here is my personal video:
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Best regards
Marta Fretheim

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Fwd: Live like Bruce Wayne - how to be a millionaire by Dan Kennedy



---------- Forwarded message ----------
From: [GKIC] Dave Dee <info@dankennedy.com>
Date: Fri, Jul 27, 2012 at 6:13 PM
Subject: Live like Bruce Wayne


Dave Dee here just thinking about what it'd be like to be Batman...
Living the billionaire socialite life...driving around in a badass Batmobile...and living it up in a mega-mansion.
Spending his money on high-tech toys, vehicles and gadgets like the grapple gun, the spear-tipped, magnetic gun that can launch a hook or shoot a dart.  Or how about the bat-shark repellant, a spray that makes sharks go away?

Personally I think his memory fiber cape that can be used like a glider and the batpod, the motorcycle like vehicle that's controlled by Batman's body rather than handles and is armed to the hilt with weapons, are pretty cool.
Maybe it's hard to imagine how you'd spend a billion dollars...
But what about if you had a few million laying around? What would a million dollars do for you?
Not chump change, is it?
Truth is, even by today's standards, a million dollars is a substantial chunk of cash. You can buy an incredibly nice house, buy just about any car you want, travel, buy some of your own cool toys and still have some money left over.
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But money buys more than stuff. It buys FREEDOM.
Freedom from having to scrimp and save every penny to pay the monthly bills. Freedom to experiment in your own business to grow it even bigger.
A million dollars can hand you more fun, a relaxed lifestyle and give you the autonomy and flexibility you've been striving for.
One of the quickest ways to get there is by learning from those who are ALREADY there.
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Will you be next?
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Dedicated to Multiplying Your Income,
Dave Signature.png
Dave Dee
Chief Marketing Officer
GKIC
The Place for Prosperity Without the Bull
P.S. Don't forget you have a full 12 month's to listen in on the secrets, ideas, confessions and insider tips and use them. If you aren't completely satisfied that these platinum members best, most prized ideas, sales, tools and methods aren't giving you a truly unfair competitive advantage, then let us know. We will give you every penny of your money back.


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Fwd: How to Write a Book that Sells

Find your passion, be an expert, expand your knowledge.  From Brian Tracy, one of the leading motivators and gurus in our time.

Guide to those who want to be rich in publishing or educational products.

---------- Forwarded message ----------
From: Early to Rise <support@earlytorise.com>
Date: Fri, Jul 27, 2012 at 6:04 PM
Subject: How to Write a Book that Sells



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FRIDAY, JULY 27, 2012

Eat That Frog

It was back in 2007 when I first read Brian Tracy's book, Eat That Frog. My online business had taken off exponentially in the past year, and I needed a guidebook to get more done. This book was it. Since that date, I've become more efficient, and Brian Tracy keeps on publishing new books at a phenomenal rate. Today, Brian shows you the simple steps to follow to write a book that sells.

Craig Ballantyne

"All successful people men and women are big dreamers. They imagine what their future could be, ideal in every respect, and then they work every day toward their distant vision, that goal or purpose." - Brian Tracy



How to Write a Book: 4 Proven Steps to Writing a Book That Sells

By Brian Tracy

There are more than 2,000,000 books published each year and yours can be one of them.

You have the ability, right now, to write and publish a book on a subject that is important to you. Like riding a bicycle, learning how to write a book is a skill that you can master with practice and repetition.

According to USA Today, 82% of adults dream of writing a book someday, either to express a heart-felt concern about a subject, or to earn a living, and even become successful. The key to writing a book is to "Just Write!" Writing is one thing that you cannot get worse at by doing it.

I did not graduate from high school, and I failed high school English. I fantasized about writing a book for many years before I decided to "Just write!" In 1981, I began giving talks and seminars to ever large groups.
To speak effectively, I had to do hundreds of hours of research, and read hundreds of books over the years. To keep current, I read dozens of magazines and thousands of articles. I'd read many of them several times.

After I continuously learned how to write a book, I realized I had a powerful writing process to publish successful books: Start with a strong chapter that gives a lot of value and benefits to the reader, develop the subject throughout the books, and end with a strong chapter that summarizes and emphasizes the main points. It is a simple formula, but it works, over and over.

Today, I write four or five books each year and am published by seven different publishers in the U.S., as well as dozens of publishers in 38 languages and 58 countries. I have sold millions of books on a wide variety of subjects. In this article, I want to share with you four of my most effective techniques for writing and planning a book:

Find Your Passion

Start with a message, idea, or story that you really want to share with other people. This must be something for which you have a passion, something that you believe in. One of the best definitions of a writer is: "A person who cannot not write."

An easy way to start your flow of ideas is to ask yourself what you have a passion for. What knowledge, expertise or believe do you have that could benefit the lives of others?

By asking yourself these questions before you start the actual writing process, you can trigger a great idea that can help you single out a subject.

Be an Expert

You must be an expert on your subject and know ten words for every word you write, or the reader will know that you are talking off the top of your head.

For instance, if you want to write on success, you must already be successful. If you write on money, you must already be rich. If you write on relationships, you must be happily married. Think about an area, subject or topic that you have experiences in that make you an authority on a subject.

How to Write a Book People Will Buy

Exactly who are you writing this book for and why will your book appeal to them? When you write a book proposal, you will be asked to describe the type of person who will buy the book, and the number of those people that exist in the current market.  Make sure that your market is large enough. I only write books that I feel have at least one million potential book buyers.

Expand Your Knowledge

Continuously expand your knowledge on the subject you are writing about.  Find a book, buy, read and learn everything you can about other authors, books or articles dealing with the same subject. This will help you tremendously during the writing process.

Make sure that your material is different and better than other people writing in your field in at least three ways. When you are doing your research, gather all the information that you will need to write your book so you can organize it into a logical structure before you begin writing.

Those four simple steps are all you need to follow in order to get the ball rolling towards writing your book that sells.

[Ed. Note. These are just a few of Brian Tracy's techniques to getting published. If you are interested in learning more about the writing process and how to be an author, reserve your spot on Brian's FREE webinar titled, How to Write a Book and Become a Published Author. In this exclusive webinar, Brian will be sitting down with a good friend and bestselling author Brendon Burchard to share their years of experience and explain the 4-step proven process to becoming a published author. If you want to live your dream and start writing a book to become a published author, you don't want to miss this incredible and exclusive opportunity. Enroll for FREE webinar, "How to Write a Book and Become a Published Author" here. ]
  • Eat That Frog


  • How to Write a Book: 4 Proven Steps to Writing a Book That Sells
A  New American Dream Logo

A New American Dream

You probably know about Brian Tracy- either from his best-selling books or from our past American Dream Boxes. If you haven't read any of his books yet, now is the time to start. Two of his best (and my personal favorites) are Goals! and Eat That Frog. In Goals!, Brian packs in over twenty years of experience for creating and meeting goals. His twelve-step guide for accomplishing any goal, no matter how big, shaped my attitude towards goal-setting in no small way. Eat That Frog is essential for anyone who suffers from the most deadly time-waster, procrastination. It gives twenty-one methods to fight procrastination, plus an updated section on how to keep technology from taking over your life. If you need help achieving goals and using your time effectively, you can't wait any longer to read Brian Tracy's writing. You can find Goals! and Eat That Frog on Amazon.
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Saturday, July 28, 2012

Fwd: How Create a Budget in Less Than an Hour

Budgetting and frugality are important components of self development.  If we are to be materially well off, we need to spend less more than we earn so that we have savings

Some say that the rich invest and spend the rest;  while the poor spend most and  have nothing to invest. 

Thanks to Faith and Finance

---------- Forwarded message ----------
From: Faith and Finance <tim@faithandfinance.org>
Date: Thu, Jul 26, 2012 at 3:50 PM
Subject: How Create a Budget in Less Than an Hour





Hi Jorge.Saguinsin,

Your personal budget is a way for you to track two things:  income and expenses.  It's basic addition and subtraction and you need to keep one lower than the other.

I know you're saying, "That's obvious! - keep expenses lower than income." Yes, it's the basic principle of live on less than you earn.  Unfortunately, the average American household has over $5,000 of consumer debt, so this simple principle hasn't caught on for everyone yet!

Ok, I get it.  Spend less than you make - but there's one problem.  I DON'T KNOW HOW MUCH I SPEND!

This is what keeps a lot of people from starting a budget in the first place.  It's also the first step in making a budget that works, so read on to get started with your budget.
1. Track Spending For a Month

Wait, I thought you said it takes less than an hour! It does - just gather your bank statements and sort through them.

You'll start to see some common categories and you'll want to add up the expenses in each category to see what you've been spending your money on.  Here are some common budget categories to help get you started

Groceries
Dining Out
Mortgage/Rent
Charity
Phone
Utilities
Cable
Car Payment
Gas
Car Insurance
Auto Maintenance
Home Health and Life Insurance
Pet Care
Student Loans
Entertainment
Credit Cards
Retirement Savings

2.  Write Down All Income

For most people, their main paychecks are pretty stable and predictable.  If you have side income that's not really consistent, I would take 80% of your average side income and add it to your steady income to get an idea of how much you're earning each month.

Once you have a total figure from step one, you can subtract it from the figure in step two to find how much extra you have each month.  If it's positive, congrats!  If it's negative, well, don't freak out yet.  The next step is to look at your expenses in detail to see how much money is going towards each category.  This is where you might need to make some adjustments to your spending.

3. Control Variable Expenses

There will be certain categories that might not change that much: rent, giving, insurance, student loans.  You'll notice them as you look through your expenses.  You may not be able to trim these down, and that's normal.

Now look at the categories that seem to have no cap on how much is spent.  This is where you might be cutting back some in your spending. Groceries, eating out, entertainment, phone, pets, and credit cards can spin out of control sometimes.

This is exactly why you're creating a budget.

It's not a problem to spend your money on entertainment and fun stuff.  It's just a problem
when the amount you're spending is out of sync with your income

Here are some suggested guidelines for setting the limits in each category.  While some would say to use gross income (before tax and other withholdings), I would recommend setting your budget on the actual income you receive from each paycheck (net value).

Charitable Giving - 10-15%
Saving - 5 - 15%
Housing -  25 - 35%
Food - 5-15%
Utilities (phone, internet electric, cable, etc) 5-10%
Transportation - 10-15%
Medical/Health - 5-10%
Clothing / Personal - 5-10%
Recreational / Entertainment - 5-10%
Debt - 5-10%

Again, these are just suggested guidelines.  Your budget might have a category or two that seems too high - you might not even use some of these categories on a regular basis.

4. Be Conscious About Your Spending

The idea behind conscious spending is to break the habit of spending whenever you 'feel' like it.  Emotions have just as much of a role in spending as knowledge does, so getting the emotional side under control will help you put your knowledge to use!

If you're having trouble with overspending in certain areas, try using envelopes for a trial period with certain categories.  For example, your cell phone payment may be automated...no envelope needed.  Your grocery bill may fluctuate more than you'd like it to - so set out an envelope.  The same can be done for eating out or entertainment.  You don't need a lot of categories to be successful with envelopes, start small and you'll see how effective it can be!

Or...create a 30 day rule

The ultimate discipline for controlling your cash is the ability to say NO, and to let a period of time go by before you commit to the purchase.  This works best with big ticket items like a computer, TV, car, hobby items, or home décor.  The main idea is to kick that impulsive buying habit we can all fall prey to.

Here's a budget spreadsheet that gives you the flexibility to change quite a few variables.  Just click the link to download it from Faith and Finance.

Now you don't have any reason not to set up a budget - you have all the tools! 

Get ready for tomorrow's email about reducing your credit card interest and reversing bank fees.

Take care,
Tim

PO Box 43, Kirksvile, MO 63501, USA

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Three Most Important Influential books read by Dan Kennedy

Read and Lead.

The Author who is a motivator and success coach read three important books in his lifetime.  They were original and were not rehash.  These were:   W. Clement Stone, Napoleon Hill, and Conrad Hilton.

May I add Dale Carnegie (Think and Grow Rich)  Their works are immortal and classic.

Read the blog of Dan:

Dan Kennedy blog

Wednesday, July 25, 2012

Fwd: *New Bonus* For GURU Product Blueprints

How to be a better you....



---------- Forwarded message ----------
From: Eben Pagan <eben@getaltitude.rsys1.com>
Date: Tue, Jul 24, 2012 at 4:04 AM
Subject: *New Bonus* For GURU Product Blueprints



What's the best way to identify what your "natural genius" is - so that you can use it when you coach, teach and create information products?
I have two friends that are truly brilliant when it comes to helping people identify their natural genius - and what they are uniquely talented at.
They use a combination of personality typing, advanced testing and other systems to pinpoint exactly what a person is great at - and then help them develop those talents in their careers.
>Here's Why This Is Important To You:
I've just convinced these two experts to do a series of live classes - as a free bonus - to be included in the GURU Product Blueprints 10-week course!
In this set of bonus classes, you'll learn:
>What your biggest "natural talent" is, and the kinds of activities that you can do with it to make the most money - and have the most enjoyment
>Why your personality is built the way it is, and how to handle tough personal and business situations
>How to prevent yourself from getting overwhelmed and stopped - so you get more done
>How to better understand how your customers think - using a powerful personality system
>How to speak the language of your customers better - so they buy more from you
...and much, much more.
You'll go through their personality testing instrument - and get a detailed report about your own strengths and weaknesses.
This will give you a roadmap to creating success that is so good that it's almost "not fair."
I have had these trainers do a series similar to this for another training program I had, and everyone RAVED about it.
You'll get this entire training series, the analysis and much more - as another bonus - when you register for GURU Product Blueprints today:
Register today to get it,
-Eben
P.S. Make sure you join me live tonight for my "Niche & Product Webinar" - where you can learn from me, ask me questions live, and hear great techniques from other information marketers about what's working for them.
Register HERE:










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Inspirational Video Sample

Di ka susuko by  Engr. Lourenz Acosta (pero sumuko siya)






Monday, July 23, 2012

Want to know how the rich got rich?


                                   

If you  want to get rich and that is your goal, it will never happen that way.  You have to know the best route to getting rich.

From the data of IRS in US, the rich got measly sums from salaries, interests and dividends. Neither from investment in corporations and businesses.  They got the biggest from capital gains.  (That this is the strategy of the rich -  get small salaries for deferred taxation, and then get most when you exit from capital gains when taxes are lower.is beside the point)


Conclusion:  You cant get rich on salaries and dividends nor investment in companies. You can get rich by investing in yourself (self dev) and in others, doing a hundred small things right, and then few big things right.

Here is the link to the Inc. article:    How the rich got rich from Inc.

Link - on how to be a great negotiator

One of the things not being taught in MBA is being a great negotiator.

Yet to be a manager/leader negotiation skills are being used constantly:

wage, price, terms, settlement, terms etc.  Isnt it important that this part of arsenal/things to be learned by a leader, business man.

Here is the link:Secrets of a Master Negotiator  from Inc.

Saturday, July 21, 2012

Sara Blakely Drive to Succeed

Learn more from Sara Blakely how the drive and passion can lead to enterprise creation

Please watch the video from Entrepreneur.com






Fwd: 7 disciplines for high performance



---------- Forwarded message ----------
From: Brian Tracy <newsletter@briantracyintl.com>
Date: Wed, Jul 18, 2012 at 10:15 PM
Subject: 7 disciplines for high performance




Brian Tracy's Success Newsletter
Home Page  |  Personal Development  |  Sales Training  |  Business Training  |  Time Management  |  Leadership
Hi Jorge,

There are 7 disciplines you must develop if you want to achieve all that is possible for you. You can learn these disciplines through practice and repetition until they become automatic.

Goal Setting
Every morning, take 3 to 5 minutes to write out your top goals in the present tense. Get a spiral notebook for this purpose. By writing out your 10 goals at the beginning of each day, you will program them deep into your subconscious mind.

This daily goal writing will activate your mental powers. It will stimulate your mind and make you more alert. Throughout the day, you will see opportunities and possibilities to move more rapidly toward your goals.

Planning and Organizing
Take a few minutes, preferably the night before, to plan out every activity of the coming day. Always work from a list. Always think on paper. This is one of the most powerful and important disciplines of all for high performance.

Priority Setting
The essence of all time management, personal management, and life management is contained in your ability to set proper priorities and use of your time. This is essential for high performance.

Concentration on your Highest-Value Activities
Your ability to work single-mindedly on your most important task will contribute as much to your success as any other discipline you can develop.

Exercise and Proper Nutrition
Your health is more important than anything else. By disciplining yourself to exercise regularly and to eat carefully, you will promote the highest possible levels of health and fitness throughout your life.

Learning and Growth
Your mind is like a muscle. If you don't use it, you lose it. Continuous learning is the minimum requirement for success in any field.

Time for Important People in your Life
Relationships are everything. Be sure that in climbing the ladder of success, you do not find it leaning against the wrong building. Make time for your relationships every day, no matter how busy you get.

Action Exercise
These 7 disciplines will ensure that you perform at the highest level and get the greatest satisfaction and results from everything you do. Study these 7 disciplines and then make a plan for how you can incorporate each of them into your daily life.
To help you master the habit of self-discipline, I'm giving you my 10 page PDF report, "The Miracle of Self Discipline" completely free, as a gift for being such a loyal subscriber.
Download it here.

This special report outlines the 9 keys to self discipline and how this skill will contribute more to your success than any other quality or habit.
Download your free gift here.
To your success,


Brian Tracy
Best-Selling Author, Speaker and Success Coach 
Home Page  |  Personal Development  |  Sales Training  |  Business Training  |  Time Management  |  Leadership
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Fwd: How To Sell Advice & Information Using "Emotional Intelligence"

How do you sell?  Use the emotional intelligence hot buttons...

---------- Forwarded message ----------
From: Business Thrival <deniseandjynell@businessthrival.com>
Date: Thu, Jul 19, 2012 at 4:20 AM
Subject: How To Sell Advice & Information Using "Emotional Intelligence




Dear Jorge,

Here's a new free video training and PDF exercise from Eben Pagan that shows you how to use your "Emotional Intelligence" to market and sell information online.

Just opt-in to watch this free video. 

In this video, Eben shows you how to identify the specific emotional "hot buttons" that you can use to get customers to buy your information products, coaching and advice.

In the video and PDF exercise that goes with it, you'll actually create an outline for your next information product.

This is the formula that Eben has used to sell over $150 Million worth of information products in a wide range of niches – from dating and relationships to business and marketing… to time management and creativity… and many more.

Go watch this video now, and get the exercise while it's available.

Cheers,

Denise Gosnell
Publisher
Business Thrival, Inc.

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Disclaimer:  Business Thrival, Inc. only recommends products that we've either personally checked out ourselves, or that come from people we know and trust. For doing so, we may receive a commission. We will never recommend any product that does not have a 100% money-back satisfaction guarantee.


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Business Thrival, Inc., 10412 Allisonville Road, Suite 201, Fishers IN, 46038© 2012 All rights reserved.

Fwd: The Power of Focus

Stay focussed.  Concentrate your energy and activities on an endeavor one at a time.  Do not scatter yourself.   Do not spread the butter too thin.

---------- Forwarded message ----------
From: Early to Rise <support@earlytorise.com>
Date: Wed, Jul 18, 2012 at 6:07 PM
Subject: The Power of Focus




To ensure that you never miss an issue, please whitelist our email.
WEDNESDAY, JULY 18, 2012

How I Focus

There's that time of day for all of us when we find the ability to focus comes much easier than at any other time of day. For me, it's first thing in the morning. For you, it might be those last two hours at the end of a workday as the deadline looms. Whenever it may be, you must make the most of it. Clear the schedule, eliminate all distractions, and focus. That's one key component of harnessing the power of your mind. The other, as Susan explains today, is knowing where you want to go. Over to Kung Fu Girl with another excellent essay that will help your financial situation.

Craig Ballantyne

"It's not strength that matters; it's focus." -- Bruce Lee



The Power of Focus
By Susan Fujii, Kung Fu Finance Girl

I graduated from college in 1996. For four years afterwards (four really fun years...) I did not focus on investing or on "personal finance" at all. These were the boom years, the party days, the "sure I'd love to buy all fifty of you another round of drinks, who's counting?" nights. Good times, indeed.

My attention was directed on other things at the time, and sure enough, while those things flourished (I did meet and eventually marry Kung Fu Guy, so it wasn't all for naught!), my personal finances withered in neglect, and that's putting it kindly.

In fact, they withered so much that when Kung Fu Guy and I decided to start our own business in 2000, I had no idea what money I had (or rather, as it turned out, what I didn't have!). My attention had been elsewhere, and when I finally turned my focus onto my personal finances, it was not a pretty picture.

Luckily, this was just the wake up call I needed (nothing like an extremely embarrassing conversation with your future spouse to motivate you into action!). It went something like this:

Kung Fu Guy: "So, how much do you have in your checking account?"
Me: "Um, er, uh, well, I'm not exactly sure..."
Kung Fu Guy: "OK, well, do you have any credit card debt?"
Me: "Um, I don't think so....? Not anymore...?"
Kung Fu Guy: "That's good, are you sure???"
Me: "Um, well, I think so...."

And on and on...I remember never feeling so embarrassed in my life. (At the time, his vision of me was of this smart, savvy businesswoman who managed a 70+ person team of engineers and earned a six-figure income). Boy, did I ever throw a wrench into that pretty little picture!

Now, I'm not a dumb person (although after reading this I won't blame you for disagreeing...) but what I fell prey to for those four years is a stealthy killer that plagues us all:

Lack Of Focus

Lack of focus is one of the most difficult things we must fight against every single day.

In today's hectic world we are constantly bombarded by information of all kinds from multiple sources. By the time the average person has arrived at work they have already received a deluge of distracting information, from the morning news on TV to the multiple tweets and emails received on your mobile phone to the radio and billboard ads on your drive to work...it's incessant.

Everyone and everything in your life is competing for your most prized possession...your attention, or rather, your focused attention.

Your attention is a supremely powerful force, and like the sun it can be either diffuse and divided amongst many different objects, or funneled into a focused laser-beam of light that has the power to burn whatever it touches (think Cyclops in the X-Men--when he removed those glasses, watch out...now that is some focused attention!).

You have that power, too. Your focus is one of the most powerful weapons you have in your investing (and life!) arsenal.

You've probably noticed the power of focused attention in other areas of your life. If you have children you know that the single greatest gift you can ever give them is your undivided, focused attention. My girls love it when I focus my attention on them with no distractions--with just a few minutes of focused attention I can transform them from whining and crying into the two happiest little girls you have ever seen in your life.

Likewise, if you have ever done any goal-setting you know how important it is to state your goals positively and specifically ("I will eat 5 servings of fruit and vegetables each day") versus negatively and vaguely ("I will NOT eat any junk food"). This is because you will focus your attention on whatever you write, and of course you want to focus on the positive (healthy fruit and vegetables), not the negative (junk food).

In kung fu there is a well-known example of the power of focus. Called "Iron Hand" or "Iron Palm", practitioners learn to focus their attention and their energy, or chi, into the palms of their hands with enough force to break bricks or blocks of ice without hurting their hands.

Focus is a powerful force in all areas of life, but I have found it to be exceptionally important in investing, particularly while learning. It is easy to become overwhelmed by the plethora of options available when you are just starting out as an investor. Where do you begin? Should you buy gold and silver? Learn how to properly value stocks? Focus on "cash-flowing" investments like real estate or dividend-paying stocks or bonds?

And even when you do choose a "starting point", say, the stock market, for example, that opens up another round of choices. Should you focus on individual stock-picking and how to read financial statements? On ETF's? Mutual funds? Closed-end funds? Options? What kind of options? Puts or calls or LEAPS or spreads? Should you buy options or sell options? Should you learn fundamental analysis or technical analysis? Focus on emerging markets, or global world dominators? And on and on and on....the choices never end.

However, luckily you have something absolutely magical that will help you focus your attention on what will immediately provide you with the quickest return on your investment of time.

And that magical tool is your vision.

Writing your vision down on paper will instantly help you focus your attention on what you want from your financial life. It's a critical first step in narrowing your all-important investing focus down to something that is manageable and achievable for you. From there, you can continue to narrow your focus down to short and long-term goals that will enable you to make your vision a reality, and can narrow it even further down to the best strategies you will pursue to achieve those goals.

And then watch out....the power of your focus will astonish you!

When I did this back in 2000 it had an immediate positive effect on my money. Just by focusing on where my money was going and what had happened to it I was instantly able to plug the gaps and start saving much more money. And once I had plugged the obvious gaps in my money, I began focusing on what to do with the extra money I had each month.

Fast forward ten years and now not only do I know how to read a company's financial statements, I also create and review personal financial statements for our family each month. At any given moment I can tell you precisely what the value of each of our accounts is, the rate of return we are expecting to get, the rate of return we are actually getting, articulate the reasons we are invested in that particular investment and our exit strategy, and much, much more. (I've come a long way, thankfully!)

The same is true for my investing education...I did not learn "how to invest" all at once; rather, using my vision as my guide I patiently (and sometimes not-so-patiently...) worked to master one small portion of each massive area at a time. I could never have become an accredited investor had I tried to master penny stocks, tax liens, real estate, corporate bonds, growth stocks, stock shorting, FOREX, stock options, commodities, precious metals, etc., all at once. My head hurts just thinking about all of that!

But what you focus on, you will master, I promise you.

So toughen up those Iron Hands and unleash your inner Cyclops and let me know how it goes! I guarantee you will amaze yourself.

"The successful warrior is the average man, with laser-like focus." -- Bruce Lee

[Ed. Note. Susan Fujii won the I Dare You leadership award back in high school and though the monetary award was tiny, the impact on her life has been huge. To this day she recommends William H. Danforth's book, "I Dare You!". You can learn more about Susan and receive her personal finance wisdom for free at www.KungFuFinance.com]
  • How I Focus


  • The Power of Focus
A                                New American Dream Logo

A New American Dream

Susan Fujii, aka Kung Fu Girl, is living proof that the American Dream is still alive and kicking. Having gone from thousands of dollars in debt to becoming a successful, accredited investor, she now lives life on her own terms and teaches others to do the same. But it wasn't always this way... Susan grew up in a small rural town in Northern Michigan and lost her father to lung cancer when she was only three years old. With a single-parent working mother and an extremely modest public school upbringing, Susan wasn't necessarily "destined for success". However, due to continual urging from her mother to "focus on what she HAD, not on what she lacked" and thanks to a strong work ethic, Susan has achieved more than she ever thought she could. Her Kung Fu Finance business has grown from absolute zero less than a year ago, to consistently serving more than 2100 email subscribers and more than 5700 Facebook fans today. She has authored more than 150 articles on the importance of financial education and believes that anyone can achieve financial independence...as long as they are willing to work at it. Susan has recently formed a joint venture with one of the country's largest financial publishers and has helped thousands of people dramatically improve their financial situation. She attributes her success to hard work and perseverance, and is fond of quoting Craig's saying that the path to success is to never, ever, ever, ever, EVER give up! EVER!
If you're interested in sharing your product with our high caliber readers, or wish to grow your business by becoming an affiliate, click here.

We want your feedback! Let us know your thoughts on today's issue. Visit us at http://www.earlytorise.com/contact-us

Copyright © 2012 Early to Rise, LLC.

NOTE: If URLs do not appear as live links in your e-mail program, please cut and paste the full URL into the location or address field of your browser. Disclaimer: Early to Rise only recommends products that we've either personally checked out ourselves, or that come from people we know and trust. For doing so, we receive a commission. We will never recommend any product that does not have a 100% money-back satisfaction guarantee.

Nothing in this e-mail should be considered personalized Financial Advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized Financial Advice. We expressly forbid our writers from having a financial interest in any security recommended to our readers. All of our employees and agents must wait 24 hours after on-line publication or 72 hours after the mailing of printed-only publication prior to following an initial recommendation. Any investments recommended in this letter should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.

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Changing the way we learn from Skillshare

We should improve everyday.

Changing the way we learn, from Skillshare, a video presentation



Saturday, July 14, 2012

Fwd: The NEW Definition of Success



---------- Forwarded message ----------
From: Early to Rise <support@earlytorise.com>
Date: Fri, Jul 13, 2012 at 6:04 PM
Subject: The NEW Definition of Success




To ensure that you never miss an issue, please whitelist our email.
FRIDAY, JULY 13, 2012

The ETR Dictionary  

The traditional dictionary definition of success doesn't cut it for me.

Dictionary definition: favorable or desired outcome; also : the attainment of wealth, favor, or eminence.

So instead we turn to the New Early to Rise dictionary for our definition of success. It's one that every reader can achieve. It is just a matter of discipline and effort. How hard are you willing to work? How disciplined are you willing to be?

Craig Ballantyne

"The fastest, easiest and most direct way to success is to model it. Don't try to recreate the wheel. Instead, surround yourself with people who are already achieving what you want. Get coaching, buy into Mastermind groups, and model success." - Bedros Keuilian



The True Definition of Success

By Craig Ballantyne

"Success for me," John McAfee explained in Fast Company in 2007, "is can you wake up in the morning and feel like a twelve year old?"

That was before he lost 95% of his net worth. At the time he said that, as Robert Frank
explains in his book, The High-Beta Rich, McAfee was living through a second adolescence, spending rampantly on grown-up toys and making poor investments. A year later, this definition of success had helped destroy his $100 million fortune and left his net worth at just a few million dollars. The point here, however, is not that our view of McAfee's mistakes should be tinged with Schadenfreude.

Instead, McAfee's experiences urge us to look deeper into what the true definition of success is for Early to Rise readers. While I believe in "keeping the child within you alive" (after all, it's Rule #11 on my personal list), acting and feeling like a child is not how I define success.
 
But what is the true definition of success?
 
And who am I to define it?
 
Those were my thoughts on a recent sunny (early) summer morning as I enjoyed another one of our Facebook ETR QnA sessions. I'd even gone so far as to register the domain name, www.SuccessQnA.com that redirects to our Facebook page (because it's a lot easier than referring readers to Facebook-dot-com-forward-slash-the-New-Early-to-Rise).

Early in that particular session, a young reader asked, "What is your definition of success?"

I was momentarily stumped (one of the reasons I prefer the Facebook QnA to live in-person sessions - as no one can see the stunned look on my face when I'm asked a difficult question like this).

My first instinct was to rely on the definition from Dave Kekich listed in his Kekich Credo's that I review each morning. But, while interesting, it isn't exactly what I wanted to say. Kekich Credo #7 states:

"You're successful when you like who and what you are. Success includes achievement...while choosing and directing your own activities. It means enjoying intimate relationships and loving what you do in life."

After dismissing that option, my second reflexive response was to pull a cop-out answer and say, "Success is up to you. Everyone has their own personal definition." But that's not what our reader wanted to hear. They wanted a good answer. They came looking for guidance, and I had better deliver.

I quickly turned my thoughts to the many discussions between Matt Smith and myself about people we admire, about what we looked for in role models and great people.

Matt and I have had a long running debate about what makes a great man. We determined that first, in order to be a great man, you must be a good man. There are two requirements of a good man. First, a good man does everything he says he will do. He honors his contracts. He delivers on his promises. And second, a good man does no harm to others. That's it. Everything you can think of, from the Ten Commandments to every bizarre law passed by Congress, can be covered in these two simple rules for living a good life.

But those are just the prerequisites for being a good man. To be a great man, you have to be doing something great, something far out of the ordinary. As Matt describes it, "You must be 'unboxable'. You can't look at a great man and lump him in with all other good men. He must be doing something great that is outside the norms."

One of the components of doing something great is adding value to the world. And that brings us all the way back to our Facebook 'riddle', "What is success?"

So here's my answer, direct from the Early to Rise dictionary, on the True Definition of Success:

There is no one thing that makes you "successful". For some, it might be raising a healthy, happy, tight family. For others, it might helping dozens, hundreds, thousands, or millions of customers. I suppose if there is one common thread among all areas of success, it's the "Adding of Value". My definition of success is, "If you are adding more value to the world than you are consuming, then you are well on your way to success."

Create value. Help others. Our version of success also ensures a positive legacy...and if you build a positive legacy, you ensure a life of success.

The traditional definition of success won't make you a great man or woman. History is littered with the tragedies of people who  have suffered from personal struggles as their financial success increased. What often brings them down is the other half of the success equation - consumption. While they might continue to add value to the world, they tend to get in trouble because their voracious appetite for consumption outpaces all of the value they create.

As John McAfee admitted after losing 95% of his fortune, "We have over time equated entrepreneurialism with the drive to accumulate wealth. It's a perversion of values."

McAfee learned this powerful lesson the hard way. While there's no reason to shed a tear for him (he's still a multi-millionaire), there's a positive post-script to his story.

Today, you'll find McAfee back living the true definition of success, as defined by Early to Rise. As Robert Frank reports, McAfee has moved to Belize to pursue new vaccines from jungle plants and has started a host of other businesses, including the nation's largest ferry company. He has returned to adding value to the world.

As Lao Tzu, the father of Taoism once said, "The wise man puts himself last and finds himself first."

Just as a byproduct of healthy eating is often weight loss, a byproduct of the ETR version of success (adding value) is often the accumulation of wealth (or some type of reward).

Problems arise when we focus on the outcome rather than the process. The outcome, for almost any goal, can lead to someone following the wrong processes. If the focus is only on weight loss, people try all sorts of unhealthy processes. Just as when we place the focus only on accumulating wealth, we can make all sorts of unrighteous decisions.

However, if you switch your focus from achieving traditional success to the process of adding value to the world, your chances of achieving traditional success will actually increase.

The lessons from Robert Frank's book and from the ETR definition of success should encourage you to do the following:

Be good, be passionate, and add value to the world. There are amazing opportunities out there for you because the world is full of problems that need solving. Be a value adder, not a value extractor. Focus on the process and the outcome - success -should take care of itself.

[Ed. Note. Craig Ballantyne is the Editor of EarlytoRise.com and Financial Independence Monthly. He also coaches executives of companies with sales over $1 million. Today, Matt Smith and Craig are now offering more information on their new virtual mastermind program. Click here to find out more.]
  • The ETR Dictionary


  • The True Definition of Success
A                              New American Dream Logo

A New American Dream

"I will act now. I will act now. I will act now. Henceforth, I will repeat these words each hour, each day, everyday, until the words become as much a habit as my breathing, and the action which follows becomes as instinctive as the blinking of my eyelids. With these words I can condition my mind to perform every action necessary for my success. I will act now. I will repeat these words again and again and again. I will walk where failures fear to walk. I will work when failures seek rest. I will act now for now is all I have. Tomorrow is the day reserved for the labor of the lazy. I am not lazy. Tomorrow is the day when the failure will succeed. I am not a failure. I will act now. Success will not wait. If I delay, success will become wed to another and lost to me forever. This is the time. This is the place. I am the person." -Og Mandino
If you're interested in sharing your product with our high caliber readers, or wish to grow your business by becoming an affiliate, click here.

We want your feedback! Let us know your thoughts on today's issue. Visit us at http://www.earlytorise.com/contact-us

Copyright © 2012 Early to Rise, LLC.

NOTE: If URLs do not appear as live links in your e-mail program, please cut and paste the full URL into the location or address field of your browser. Disclaimer: Early to Rise only recommends products that we've either personally checked out ourselves, or that come from people we know and trust. For doing so, we receive a commission. We will never recommend any product that does not have a 100% money-back satisfaction guarantee.

Nothing in this e-mail should be considered personalized Financial Advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized Financial Advice. We expressly forbid our writers from having a financial interest in any security recommended to our readers. All of our employees and agents must wait 24 hours after on-line publication or 72 hours after the mailing of printed-only publication prior to following an initial recommendation. Any investments recommended in this letter should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.


To contact us, please visit... http://www.earlytorise.com/contact-us To cancel or for any other subscription issues, email us at support@etrhelp.com or write us at:

Early to Rise
PO Box 1936
Baltimore, MD 21203


We're going through a system change. If something with your account has changed, we will get it corrected. Email us at support@etrhelp.com
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