Often said Filipinos are trained to be employees to be job hunters rather than entrepreneurs

Be better than before, than yesterday...

I just watched a video decrying the fact that Chinese Bombay, Japanese, Koreans, come over to the Philippines to do business,  because they say there is a lot of money to be made in the Philippines.  And we Filipinos leave the country to what?   Work abroad as DH and as employees.  It may be in the mindset.   Chinese value being a business owner, the head of a lion rather than a hair of a dragon or elephant.

""Anak, mag aral ka para maging negosyante" Chinese"

"Anak mag aral ka para pagdating ng panahon, may maganda kang trabaho.   Fil"

Sadly again for a time, gusto ng nanay makapag Japan mga anak na babae.  (While during the Japanese occupation, parents advice their daughters to avoid Japanese because they may be assaulted)

Another way of looking at the Gospel today on being wealthy.

Be better than before, than yesterday...

This post watched the morning mass at YT today.  It talks about the downside of being wealthy.  It is easier for a camel to enter the eye of the needle than for a rich man to enter the kingdom of heaven.  Hower this applies to businessmen who are in cahoots with politicians to plunder the DPWH  and the Phl treasury for the billions they are plundering.

There are plenty still of hardworking honest businessmen.  Businessmen are blessings to the world.  They are vessels through which Gods bounty flow  They give jobs and employment, They pay taxes.  They give donations to churches.  They help build churches.  They finance the distribution of Bibles of the Good news  Thus not all businessmen are bad

There are many Christian businessmen who do Good.  

Being in business, being an entrepreneur is a test of your character

Be better than before, than yesterday...

Starting a business, maintaining it is the ultimate test of your character:   courage, determination, persistence, integrity, people skills etc.   You can fail if you have a flaw in your character.

Why some people will never hope to be wealthy; poor habits get them down

Be better than before, than yesterday...

Last Sunday, a neighbor passing by in front of our house saw me while I was sweeping leaves on the road in front of the house.   She mentioned of another neighbor who needs 6 numbers in loan.  This post chided her for always taking up business on the street not much different from a taho vendor.   I said I will relate this to the people who know that aspect of the business.   And so I did.

It was a day before the estate tax amnesty deadline so we had to move fast.  I tried to have the parties update me on the said transaction.   The other neighbor who needed the loan:    1.  Did not present the documents   2.  Did not show up    3.  Said they were willing to pay up to 5% per month.  We would charge 2% at most per month

It was reported that the proponent had a pares business at 3rd floor of a building (and therefore incurred huge losses) and was paying sky high rent.   The loan proceeds would just be used to pay off another loan (bad).  The ownership of the property being used as security is not theirs being adopted  (the parents are childless and they were two adopted  -  trouble ahead)    The property is intestate and would probably pay huge penalties

Some people will remain poor:

1.  For lacking etiquette in doing business;

2.   Some people lack clarity and would like to go on transaction that are unclear and would result in

      misunderstanding in the future.

3.   Greed and selfishness persist

4.   People make poor choices that is why they will remain poor

Politicians not interested in livelihood or generating revenues?

It is about getting better..

This post attended a meeting with my relatives and an in law who is just elected legislator.   the idea being to get him intested in a livelihood program for his constituents.

One of the objectives is to get the properties of my uncle overtaken by squatters to be made productive through some of the govt programs:    forest farming, or the timber or bamboo farming. 

But the lawyer, lawmaker doesnt have the spark in my view to go into business.  He just wants to go by the trajectory of legal - to be a judge.  He has deep roots in the brotherhood of FRRD .

He said he would study the various programs, and this post hopes he does.

Strategy - making a choice

It is about getting better...

From A. Lafley - author of Playing to Money, former  head of P & G. 

Strategy - strategy means making a choice to win.  Winning means creating more value for the customers.  It means finding who that customers are, and finding out the best way to deliver that value.

Recognition of SWOT:

   1.  Understanding the changing the customer wants and needs

   2.  Our capabilities:

        1.  Our strengths

        2.  Our partners

        3.  Scaling up our strengths

Its a relationship about the product.  Best expressed by BRAND

Customers change, competitors change.

Business Matters - Negligence and insubordination can result in being jailed.

To :   Madel

cc:   Veron Ap

Subject:   Being Meticulous and diligent in our work to prevent harming other individuals

Goal:   1.  To reduce penalties

            2.  To promote high level of excellence in the job, ie diligence

Back ground :   This post spent one night in jail due to the negligence of the staff ie not remitting or nor furnishing reports to SSS of S3 (the schedular credits of the remittance)

In Oton and HGGMP there were previous cases of checks being made and unpaid.  

Wtdn

1.  Practice diligence in govt payments

2.  Ask for explanation from Abiog Celajes, Anarie, and Castro for this negligence

3.  AP must:

    1.  Have a checklist of ap for govt and see if all govt liabilities are paid

    2.   Check the payment float -  ie if there are or for the payments made

    3.  Do not allow me to be jailed again   

This post again signed several check running to hundreds of thousands due to non remittance at 

Business Matters - GRATITUDE FOR OUR BLESSINGS

To:     All 

SUBJECT:   BUSINESS BITS - GRATITUDE FOR OUR BLESSINGS

There could be no happiness unless there is a gratitude .  There is a TV religious program that promotes gratitude.

1.  What is gratitude?

      It is acceptance.  It the acknowledgement of the blessings you received and being conttented.

      Pasasalamat.   SA MGA BAGAY NA NASA IYO:   HINDI PAGNANASA SA MGA BAGAY NA WALA SA IYO.

2   How it is shown?

  

    1.  By thanking Lord in our prayers;

    2.  By being happy and content with the blessings

    3.  For good things and bad;  by learning from the bad things we experienced.  

    4.  By offering our blessings, and pains, the past and the future

    5.  Jesus in the Last Supper, knowing that there would be somebody who will sell him out to the Jews did not mention this and instead ".broke the bread, ... gave thanks and

          said "Do this in memory of me..." He did not mention about Judas and Peter about to disown Him

3.  How it is not shown?

   1.  By being unhappy with our lot;  by desiring things we do not have;  by being covetous and envious

    2.  By questioning and even angry with God.  

3.   What to do

    1.  If you thank the Lord, you will no longer covet more things  nor question Him or even make Him an ATM God

    2.  Work hard to be a blessing to others.  You ate today because you are to feed others.

    3.  Be a blessing to others;  or make yourself through which the blessing will flow;

    4.  PAY FORWARD. Thank Lord for your life and the things the blessings you have enjoyed. and pay this forward.   

        That is the best way to show gratitude for your blessings.

Business Matters - WHEN IT RAINS OPEN AN UMBRELLA

To:     All

SUBJECT:    Business Bit -  WHEN IT RAINS OPEN AN UMBRELLA

This is a call to action, WTDN, proactivity and reactivity

1.   What this means?

       When there is a problem, you solve it, You do not watch problems happen, You act on this.  You offer solutions

       When there is a fire you put his out,;   when the boat is sinking you bail out the water that floods the hole.  

       When there is a flood or typhoon, you go to safe places

       When you bring a problem to your boss, have options on how to solve the problem.  For all you know he has about a dozen other problems to solve

        Your offering solution means that:   1.  You are maturing as a worker, you know your job.  2.  You can be trusted   3.  You have increased your value

        as a worker.   Buck passing, blaming others would not increase your stock

2.   When there is a problem offer a solution

      Entrepreneurs make money by offering solution to problems of people.  Thus during the pandemic, many people saw opportunities on 1.  money transfer

     2.  pasabuy, 3 home food delivery  4.  on line shopping,  5. face shield and face masks    6.  tests  6,  plantitas

      Those who did not:   are probably starving, or businesses have closed.  

      The world does not wait on those who procrastinate, or do not act.

      ACT.  Action starts with action

Business Matters - Learning and Leadership

To :    All

Subject: Leadership and Learning

These were taken up during TOES at 3f

1.  Definition of terms

    Leadership is getting ahead of others;   It is taking a point of view and taking a forceful action.  Here courage and determination is needed

2.  Learning

    1.   Learning occurs when there is

        1.  Sunnao   -  openness to new ideas and change

        2.  Listening

    2.   What you teach yourself -  not what the book says, or what the trainor says.  

            No learning occurs when your mind is closed;

            The purpose of education is replace a closed mind with an open one.  

    3.  Learning occurs during a communication process:

               S                   ---->   R   could be two fold:    1.  Action     2.  Learning

    4.  There has to be a metric in learning process;  hence we give grades.   And we measure this via grades or achievement test, because we value

          learning,    We measure what we treasure""

   3.  Learning rewards and punishment

        Rewards are given to those who learn, and negative reinforcements to those who do not

        As in Pavlovian conditioning experiments, behaviors are interconnected with signals, and associations reenforced via rewards -  like food.  Training dogs,

        pigeons, and dolphins and shows occur because of rewards that reenforce desired behavior

        The rewards in training in corporate setting are:    compliments, promotions, and higher salary

4.  Learning and leadership

      There are certain types of leaders who need superior knowledge to advance:    philosophers, theologians, priests, academicians; sages.  

       Even political leaders need knowledge:   political savvy, knowledge of politicas, power and authority, laws in order to succeed;   warrior leaders

       need superior knowledge of combat, wars and strategy

5.   ACTION POTENTIAL PROGRAM

      1.  As what business leaders and entrepreneur, READ ONE BOOK A DAY;   as what our HR requires, read one book a month;

           A book a month keeps ignorance and poverty away.  Invest in your body and mind.   Eat good food and read good books related to your career

    2.  Engage in lifelong learning.  Your daily life is your classroom learn from it.  That is why we have university of life and lifelong learning programs/degree

         Your learning does not stop at the university.  It has just begun.  That is why they call this commencement rites (the graduation in the university)

    3.   Learn equally from experiences, especially the bad.  They are right, God gives you problems to make you stronger and skillful and navigating life

           They help you mature faster.   Stop blaming God for your problems.  Many problems are created by fellow human beings including yourself.   

   4.  Have a journal where you list down your learning.  This is one of the greatest legacy of high school days.  To maintain a journal or notebook where 

         you list down your learning.  You cant depend on your memory to remember all these things.   

    5.  Practice your memory.  Read read.  Your mind deteriorates from non use.  Hence elderly develops dementia and /or Alzheimers disease