This is about personal strategic planning. Just like any strategy, you must determine your values and mission in life. Without that you are rudderless, lighthouse less individuals, and just like the proverbial shrimp, the current will just carry you anywhere.
Having determined your sub objectives, you determine your programs, your action plans to arrive at your desired goals destination.
In my entrep class, I ask students to fill up a learning agreement, which is a personal strategic planning. Before you run a business, you must steer first yourself to success and know you own strategy.